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Blog

Dawn Santoriello | May 21, 2025

Financial Spring Cleaning: 8 Ways To Refresh Your Finances

Retirement
Investments
Savings

As spring arrives and the weather warms up, many people turn their attention to cleaning out closets and organizing their homes. According to a recent survey

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Dawn Santoriello | May 14, 2025

From Boomers to Gen Z: A Generational Look at Money Habits and Financial Choices

Lifestyle

What financial habits have helped you most in life?

Which ones have held you back?

No matter how you answer those questions, your money habits have a lot to do

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Dawn Santoriello | May 7, 2025

5 Time-Tested Investment Strategies to Match Your Financial Mindset

Investments

What makes one investor stick with their strategy through market swings while another panics and pulls out?

Often, it comes down to mindset.

Your investing

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Dawn Santoriello | Apr 30, 2025

How to Stay Invested in Volatile Markets Without Losing Sleep

Investments
Risk Management
Savings

Market volatility can feel like a rollercoaster. Thrilling on the way up, stomach-churning on the way down. Even seasoned investors get a little uneasy when the

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Dawn Santoriello | Apr 23, 2025

5 Smart Ways to Use Your Tax Refund in 2025

Investments
Finance
Tax Planning

Tax season might not spark joy, but a refund sure can.

In 2025, the IRS estimates the average federal income tax refund will top $3,170.1 That means a lot of

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Client meeting
Dawn Santoriello | Apr 16, 2025

How to Dive into Business Succession Planning: 10 Key Questions

Investments
Finance
Tax Planning

What will happen to your business when it’s time for you to take a step back?

That can be a tough question that many business owners eventually have to face.

Yet

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A mountain range
Dawn Santoriello | Apr 11, 2025

Why Sticking to a Long-Term Investment Strategy Pays Off in Market Downturns

Investments
Finance
Risk Management

Watching your portfolio take a hit can be unsettling, but staying focused on the long game is crucial. Even in uncertain times, a long-term strategy helps you

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A person at a desk, using a calculator and writing in a notebook.
Dawn Santoriello | Apr 11, 2025

5 Tax-Saving Strategies to Keep More of Your Money

Tax Planning
Retirement

Tax season doesn’t have to feel like an uphill battle. With the right strategies, you can minimize your tax bill and keep more of your hard-earned money where

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A person in a suit sitting behind a chessboard with their hands together in a "ready to play" position.
Dawn Santoriello | Apr 11, 2025

5 Critical Questions HNWIs Should Ask to Address Major Financial Concerns

Investments
Retirement
Tax Planning

What do you do when faced with a complex financial challenge?

Do you seek an immediate solution, or do you take the time to fully understand the issue before

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Efficient Advisors (“Efficient”) is an investment adviser registered with the SEC. Registration as an investment adviser does not constitute an endorsement of Efficient Advisors by any regulatory body nor does it indicate that Efficient Advisors has attained a particular level of skill or training. The advisory services of Efficient Advisors are not made available in any jurisdiction in which Efficient Advisors is not registered or is otherwise exempt from registration. This material is prepared by Efficient Advisors for informational purposes only. It is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation or any particular security, strategy or investment product. No representation is being made that any account will or is likely to achieve future profits or losses similar to those shown. You should not assume that investment decisions we make in the future will be profitable or equal the investment performance of the past. Past performance does not indicate future results. Please review Efficient’s Disclosure Brochure for a complete explanation of investment management fees. Any investment in the strategy is not guaranteed and may lose value. Investment Advisory Services offered through Efficient Advisors. DS Financial Strategies, LLC is not associated with Efficient Advisors. Members of Ed Slott’s Elite IRA Advisor Group must complete annual training sessions provided by Ed Slott and Company, LLC and pay an annual membership fee.

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