Broker Check

Our Approach

4 Key Principles of Spirituality and Money:

  1. Financial Well Being - Your self-worth is directly related to your net worth.


Mindset: believing, confidence, boldness, freedom, creating a story, manifestation



Financial well-being is about a sense of security and feeling as though you have enough money to meet your needs. Take control of your day to day finances. Focus on having financial freedom. Create your financial story. These aspects of financial well being are obtainable when you create clear financial goals and confidence in yourself to achieve them!


Confidence, Boldness, Believing

Your mindset around money is the foundation of creating wealth. Confidence is something you must obtain before you meet any goal. It is hard to believe in your abilities to meet financial success with low self-esteem. Learn to talk about money. Educate yourself. Speak with a financial professional. Your self-worth is directly related to your net worth.


92% of Americans claim nothing makes them happier or more confident than when their finances are in order, according to Northwestern Mutual's latest findings from its 2019 Planning & Progress Study.


        2. Demystifying Investments- The truth about how to invest your money.


Mindset: understanding, managing emotions, strategy, reduce stress


Understanding, Eliminating Confusion

Demystifying investments means understanding how to invest your money. The industry is built of many financial products with different costs. It can be misleading what is best for you. Seeking a financial professional is the first step in eliminating confusion about investments and creating a strategy that works, for the best return.


Strategy in Finances

Keep it simple.  Start by finding your risk score (I use Riskalyze with all my clients), then have a financial professional help you choose a low -cost portfolio that best suits your needs based on that score. Follow an Evidence Based Investing Strategy.  Markets are priced correctly.  This is known as the Efficient Market Hypothesis.  Diversify globally, also known as Modern Portfolio Theory.  Own small and value stocks in your portfolio.  Finally, avoid making emotional investing decisions.  Advisors play a game of trying to “beat” the market, but this cannot be done long term. The best strategy is to choose a portfolio around your risk score and “rebalance”. When the price of the stock goes down, you will buy more. When the price goes up, you will sell. This strategy is called, rebalancing. Simple as that. You want a financial professional to be your coach and ride the ups and downs with you, helping manage your emotions. To be successful long term, you want to avoid trying to time the market, picking individual stocks, and chasing manager performance.  Evidence and research has shown this is strategy doesn’t work long term.


“We believe you can add about 3% to your clients and distinguish your skills and practice if you implement Vanguard Advisor’s Alpha.” (portfolio construction, wealth management, and behavioral coaching) Vanguard


“66% of people aged 18-29 (and 65% of those 30 to 39) say investing in the stock market is scary or intimidating, compared with 58% of those aged 40 to 54 and 57% of those 55 and older.” (Forbes)


  1. Health is Wealth - Financial stress has a direct effect on your health.


Mindset: eliminating stress, gaining healthy lifestyle…wealthier lifestyle


Healthy Habits

Financial stress has a direct affect on your health. Stress can lead to overeating, smoking, drinking, lack of sleep, migraines…etc. The goal of a financial professional is to eliminate this stress for you and find a solution before it affects your health and wallet. Money does not have to cause you stress.   


Eliminating Stress

There are many therapies that can help you reduce stress in your life. There is a direct correlation to happiness and your wealth. Happier people tend to make better choices with their heath but also with their wealth. Neglecting self-care and your health interferes with your quality of life and can result in negative and expensive consequences now in your current job and in retirement.  Less stress and worry leads to a happy, healthy, and wealthy life. 


I have different programs designed to help you get healthy or maintain your health all while reducing stress.


84% said being physically healthy is good for their financial future and 76% said if they spend time and money on their health now they will avoid major health costs later in life.- TIME


“The connection that people are starting to make is if they are healthy, they are more likely to be able to spend their money on things they enjoy versus spending it to deal with health issues,” says Luke Vandermillen, vice president of retirement services for The Principal.


  1. Protecting Your Wealth and Legacy - Legacies aren’t left behind, they are built.


Mindset: legacy, achieving dreams, planning, creating purpose



Start by having a distribution plan for your wealth. You spend your whole life accumulating wealth, and it would be irresponsible to not have a set distribution plan for it. You want to create a plan that empowers your children and future generations to become their best selves and to achieve their greatest success. Do not let the lack of money stop you from fulfilling your lifelong goals and opportunity to inspire others.



Your legacy plan is less about preserving you as an individual and more about preserving your life’s work. Your plan should allow for those in charge to be intentional and purposeful in carrying your purpose forward. These days, there are many financial tools to use that allow you to leave behind much more than instructions to financial assets, but a legacy.


 The reality is that your traditional estate plan will result in a 70% chance that your wealth will be lost by the second generation, and a 90% chance that your wealth will be lost by the third generation.”- Forbes